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Some pets now get better medical treatment than their owners

By Ivor Campbell - posted Tuesday, 29 April 2025


The direct financial cost of animal healthcare has created a thriving pet insurance market. While pet insurance can be expensive, it provides owners with the peace of mind that they can afford the best possible treatment for their beloved companions.

In contrast, there is no equivalent widespread insurance mechanism for human healthcare in the UK, outside of employer-provided plans, meaning that access to timely and high-quality medical care is often determined by an individual's ability to navigate the complexities of the NHS or pay out-of-pocket for private treatment.

The financial burden of animal healthcare does, however, raise concerns about equity and access. While pet insurance can help offset the costs, not all owners can afford it, particularly those on low incomes.

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Charities offers= treatment for pets owned by people on low incomes but it tends to be limited to only serious, or life-threatening conditions.

This can lead to situations where animals are denied necessary treatment due to their owner's financial limitations, deterring them from purchasing treatment when there is an excess to pay. This disparity in access to veterinary care based on socioeconomic status highlights the limitations of a market-driven model and the need for mechanisms to ensure that all animals receive adequate care.

Despite these complexities, the disparities in waiting times, quality of care, and the market dynamics of medical technology for animals hold true. While human medicine undoubtedly faces unique challenges, the current state of the NHS is leaving patients vulnerable and underserved.

Market incentives and investment in innovation that drive animal healthcare offer valuable lessons for improving the efficiency and responsiveness of the human healthcare system.

 

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About the Author

Ivor Campbell is chief executive of Callander-based Snedden Campbell, a specialist recruitment consultant for the medical technology industry.

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